Enter your points balances
Add your approximate balances across your rewards programs. Don't know exactly? Round numbers are fine — the goal is to see the gap.
Chase Ultimate RewardsSapphire, Freedom, Ink cards
points
Amex Membership RewardsGold, Platinum, Business cards
points
Capital One MilesVenture, Spark cards
miles
Citi ThankYou PointsPremier, Prestige cards
points
Bilt RewardsBilt Mastercard
points
Airline MilesAny airline loyalty program
miles
Hotel PointsHyatt, Marriott, Hilton, etc.
points
Other Points / MilesAny other program
points
Total points across all programs
0
Poor redemption
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Redeeming for cash back or gift cards at ~0.5–1¢ per point
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Average redemption
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Using card travel portals at ~1–1.5¢ per point
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Smart redemption
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Transfer partners, award flights & hotel sweet spots at 3–8¢+ per point
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The gap — what most people leave behind
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What this means for you
Ready to close the gap?
The All Access curriculum shows you exactly how to find and book high-value redemptions — step by step.