Your monthly spending
Enter approximate monthly amounts. You don't need to be exact — round numbers work fine.
Dining & restaurants
$
Groceries
$
Travel & flights
Flights, hotels, car rentals
$
Gas & transit
$
Business overhead
Software, supplies, services
$
Client entertainment
Meals, events, gifts
$
Online shopping
$
Everything else
$
Total monthly spend
$0
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Your earning optimization
Based on your monthly spending
Current earning (est.)
—
points/year at 1x avg
Optimized earning
—
points/year with right cards
Annual gap
—
points left on the table
Free — your top 2 opportunities
All Access — full optimization
You're only seeing 2 of your 8 opportunities.
All Access unlocks your complete earning optimization — every category, ranked by impact, with specific card recommendations for your spending profile.
Full optimization across all spending categories
Specific card recommendations matched to your spend
Stacking strategies — portals, dining programs, bonuses
Personalized earning plan updated as new cards launch
All 10 curriculum modules + tool guides